Simple Pricing, Powerful Planning

Choose the plan that unlocks your financial potential.

Monthly
Annual
Popular

Essential

$ 5 /mo
or $48/year (save $12)
Start 100-Day Free Trial
No credit card required
Core planning tools
Dashboard snapshot: cash runway + net worth trend
Cash forecasting with weekly/monthly/quarterly/yearly views + custom ranges
Transactions + recurring rules to keep your forecast accurate
Net worth tracking with history and notes
Spending analyzer + budgets
Export your data to Excel with live formulas
Plan limits
Up to 5 accounts
Forecast up to 2 years
Up to 15 spending categories

Pro

$ 10 /mo
or $96/year (save $24)
Go Pro
No credit card required
Everything in Essential, plus
Up to 25 accounts
Forecast up to 10 years (cash + net worth)
Up to 35 spending categories
What‑If scenarios: compare up to 20 scenarios side-by-side
Tax Impact Analysis

Feature Comparison

Feature Essential Pro
Forecast horizon Up to 2 years Up to 10 years
Accounts Up to 5 Up to 25
Spending categories Up to 15 Up to 35
Dashboard (cash + net worth visuals)
Transactions + recurring rules
Spending analyzer + budgets
What‑If scenarios
Tax Impact Analysis
Scenario comparisons Up to 20
Export your data to Excel with live formulas

Pricing FAQs

Is there a free trial?
Yes — the Essential plan includes a 100‑day free trial with no credit card required. Pro does not include a free trial.
What’s the difference between Essential and Pro?
Essential includes the core planning tools (cash forecasting, transactions, recurring rules, net worth, spending analysis, and exports) with a 2-year horizon for up to 5 accounts. Pro expands forecasting to 10 years, supports up to 25 accounts and 35 spending categories, and unlocks What‑If scenarios with up to 20 side-by-side comparisons.
How do cancellations and refunds work?
You can cancel your plan anytime from your settings. Your subscription will stay active until the end of the current billing period.
Why don’t you connect directly to banks?
We put your privacy first. Sonnet Money doesn’t connect to your bank or ask for your login details. You enter your financial information directly, keeping everything in your hands.